A Dependable Bankruptcy Attorney

Facing Foreclosure, Wage Garnishment, or Other Hardships?

Robert P. Coutts can help with your situation. There are many options to choose from when deciding how to regain control of your finances. 

Each person has their own circumstances, and no one case is ever the same. To find out how you can come out ahead, call the Law Offices of Robert P. Coutts to make an appointment for a consultation. You'll be glad you did!

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Looking for a Clean Slate? 
Ask About Chapter 7

Chapter 7 bankruptcy is the most common type of personal bankruptcy due to its ability to erase debt completely. If you have some of these debts, Chapter 7 may be right for you.
  • Personal loans
  • Medical or utility bills
  • Promissory notes
  • Credit card debts
  • Mortgage or rent payments

Keep Your Property 
While Reducing Your Debt

Chapter 13 bankruptcy allows you to combine your debts under a court-mandated repayment plan and keep the property attached to them. 

However, you must meet income requirements to pay the debts. This is a great option for Michigan residents who are able to pay a portion but not all the debts.

There are guidelines for qualifying for Chapter 13:
  • It's necessary that you have proper income for a repayment plan
  • You cannot have more than $1,010,650 in secured debts
  • You cannot have more than $336,900 in unsecured debts
  • You must meet the requirements of the GA Means Test
While you may meet these general qualifications for bankruptcy, only an experienced attorney can help you through the process. Robert P. Coutts has helped many Michigan residents through bankruptcy and back onto the right financial track.

Let Robert P. Coutts help to put your mind at ease, making sure that you achieve the outcome that you're expecting.

Questions about bankruptcy? Browse our FAQs for answers to the most common filing questions. 

Robert P. Coutts today to discuss your
bankruptcy options.

Stop the harassing phone calls and collection notices. Find out if filing for bankruptcy will help you to rebuild your financial situation. 

Find out all of your options at your FREE initial consultation. Appointments are preferred, but walk-ins are accepted 
7445 Allen Road, Suite 118

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