Serving and Located in Allen Park, MI 313-381-1440
A Dependable Bankruptcy Attorney
Facing Foreclosure, Wage Garnishment, or Other Hardships?
Robert P. Coutts
can help with your situation. There are many options to choose from when deciding how to regain control of your finances.
Each person has their own circumstances, and no one case is ever the same. To find out how you can come out ahead, call theLaw Offices of Robert P. Coutts
to make an appointment for a consultation. You'll be glad you did!
Looking for a Clean Slate?
Ask About Chapter 7
Chapter 7 bankruptcy is the most common type of personal bankruptcy due to its ability to erase debt completely. If you have some of these debts, Chapter 7 may be right for you.
Medical or utility bills
Credit card debts
Mortgage or rent payments
Keep Your Property
While Reducing Your Debt
Chapter 13 bankruptcy allows you to combine your debts under a court-mandated repayment plan and keep the property attached to them.
However, you must meet income requirements to pay the debts. This is a great option for Michigan residents who are able to pay a portion but not all the debts.
There are guidelines for qualifying for Chapter 13:
It's necessary that you have proper income for a repayment plan
You cannot have more than $1,010,650 in secured debts
You cannot have more than $336,900 in unsecured debts
You must meet the requirements of the GA Means Test
While you may meet these general qualifications for bankruptcy, only an experienced attorney can help you through the process. Robert P. Coutts
has helped many Michigan residents through bankruptcy and back onto the right financial track.
Let Robert P. Couttshelp to put your mind at ease, making sure that you achieve the outcome that you're expecting.
Questions about bankruptcy? Browse our FAQs
for answers to the most common filing questions.
Robert P. Coutts today to discuss your
Stop the harassing phone calls and collection notices. Find out if filing for bankruptcy will help you to rebuild your financial situation.
Find out all of your options at your FREE initial consultation. Appointments are preferred, but walk-ins are accepted